Blue wave

Bankers Life Insurance Company

NAIC#
81043
AM BEST
S & P
Risk Based Capital
N/A (company in liquidation; RBC ratio not applicable/available).

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Bankers Life Insurance Company (NAIC 81043) is a life and health insurer that, according to state guaranty association postings, entered liquidation with an open receivership process and an established bar date for claims activity. Unlike an acquisition-driven consolidation, liquidation reflects a court-supervised outcome where a state-appointed receiver manages assets and obligations to protect policyholders as much as possible. Public guaranty-association materials indicate that policy administration and customer communications for this estate are handled through designated service channels, including a dedicated call center and email address for policyholders. Those arrangements are designed to keep routine servicing - premium handling, claims intake, surrenders, and address changes - functioning while the receivership resolves longer-term financial issues. In practical terms, the estates story is less about multi-decade branding and more about the U.S. safety net for life insurers. When an insurer fails, state guaranty associations step in (within statutory limits) and coordinate benefits, while the receiver pursues asset recoveries and orderly runoff. This framework is built to reduce disruption for consumers holding long-duration promises such as life insurance or annuities. Because the company is in liquidation, current public sources generally do not present up-to-date financial strength ratings in the way active insurers do, and a single signature reinsurer is not highlighted as the defining stabilizer. The key historical takeaway is the transition from normal operations into a regulated runoff, with servicing continuity maintained through the receivership and guaranty-association system.

https://bankerslifeinsurance.com/ | https://moiga.org/?p=2610

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