C. M. Life

C.M. Life Insurance Company is a smaller, less consumer-facing life insurer that appears in state regulatory profiles as a life/disability company (NAIC 93432). [1] The "C.M." name is often associated in industry usage with the historic Connecticut Mutual family of companies, a major New England mutual insurer that ultimately combined with Massachusetts Mutual Life Insurance Company (MassMutual) in the mid-1990s. [2][3] That era of mutual-insurer consolidation created larger balance sheets and broader distribution footprints, helping carriers compete through regulatory change, interest-rate cycles, and shifting consumer preferences for guaranteed insurance and retirement-income products. [2][3] Within large insurance groups, it is common to maintain multiple licensed entities for reasons that can include state-by-state licensing, product segmentation, and the administration of legacy blocks of business. Regulator profiles provide authoritative identifiers (like NAIC codes and historical name filings), but they typically do not disclose detailed marketing strategy or specific reinsurance counterparties in consumer summaries. [1] Accordingly, the most supportable summary is that C.M. Life functions as a regulated entity within a broader mutual-insurance ecosystem whose roots trace back to Connecticut Mutual and MassMutual's long-standing presence in U.S. life insurance. [1][2][3]

Sources: [1] CDI Company Profile Search (C.M. Life, NAIC 93432). [2] Wikipedia - Connecticut Mutual Life Insurance Company. [3] Wikipedia - Massachusetts Mutual Life Insurance Company.