Cincinnati Life

The Cincinnati Life Insurance Company is a regulated U.S. life insurer (NAIC 76236) associated with the broader Cincinnati Financial family. Statutory filings provide the most authoritative "origin points" for an operating insurer, and Cincinnati Life's annual statement information shows a late-1980s formation and early start of business operations. [1] That timing is historically significant: the 1980s and 1990s were decades when many insurers modernized product design and reserving practices while coping with volatile interest rates and evolving state-by-state regulation. Like other life carriers writing long-duration promises, Cincinnati Life's statutory framework highlights the importance of disciplined asset-liability management, conservative assumptions, and capital adequacy through changing economic cycles. [1] Operating within a diversified insurance group can also create practical opportunities-shared governance, common compliance infrastructure, and the ability to serve clients with coordinated protection needs. Public regulator profiles do not typically summarize marketing strategy in detail, and the public sources used for this profile do not list named reinsurance counterparties. [1] Accordingly, the most supportable history is one of steady participation in the U.S. life market under a conservative statutory framework, with key milestones documented primarily through annual statement records rather than through a series of ownership changes. [1]

Sources: [1] CDI Company Profile Search (Cincinnati Life, NAIC 76236) and Annual Statement PDFs.