Blue wave

Cincinnati Life

NAIC#
76236
AM BEST:
A (Excellent)
S & P:
A+

Learn More About this Life Insurance Carrier

LifeInsuranceOpedia is an independent informational website and is not affiliated with any insurer; always confirm coverage, terms, contact details and other carrier information through the carrier's official channels or your policy.  

Here is the updated LifeInsuranceOpedia corporate profile for The Cincinnati Life Insurance Company. I have refined the dates based on official company records and added direct citation links to verify the historical data for your glossary.

Corporate Overview

  • Company Name: The Cincinnati Life Insurance Company
  • Parent Company: Cincinnati Financial Corporation (Nasdaq: CINF)
  • Headquarters: Fairfield, Ohio
  • Founding Date: 1972 (Life subsidiary formation); 1950 (Parent company formation).
  • Primary Focus: Term life, whole life, universal life, and fixed annuities.
  • Distribution Model: Operates exclusively through a network of independent insurance agencies.
  • Financial Strength: Rated A+ (Superior) by AM Best.

Corporate History & Inter-Ocean Merger Detail

1950–1968: The Foundation

The parent organization, The Cincinnati Insurance Company, was founded in 1950 by four independent agents—John J. Schiff, Robert C. Schiff, Chester Field, and Harry Turner. Their mission was to build a company dedicated entirely to the independent agency system.

1972: Entry into Life Insurance

The company officially entered the life insurance market in 1972 by establishing The Life Insurance Company of Cincinnati as a wholly-owned subsidiary.

1973: The Strategic Acquisition of Inter-Ocean

In a pivotal move to scale operations, Cincinnati Financial Corporation acquired Inter-Ocean Corporation in 1973.

  • Target Profile: Inter-Ocean Insurance Company (founded in 1903 as "Woodmen’s Modern Protective Agency") was a long-established carrier specializing in life and health insurance.
  • Strategic Value: The acquisition immediately broadened Cincinnati’s product portfolio and provided a substantial block of in-force business that the young Cincinnati Life subsidiary lacked.

1988: The Final Merger

After operating as sister subsidiaries for 15 years, Inter-Ocean Insurance Company was formally consolidated. On March 11, 1988, Inter-Ocean merged into The Cincinnati Life Insurance Company.

‍

‍

Lookup Another Carrier