Connecticut General Life Insurance Company

Connecticut General Life Insurance Company (NAIC 62308) is a long-established U.S. life insurer that appears in state regulatory databases as part of the Cigna Group. Regulatory company profiles list its licensing details and provide contact information for consumers. Historically, Connecticut General developed as a traditional life insurance carrier and later expanded into group benefits and health-related coverages as employer-sponsored insurance became central to the U.S. market. As the industry shifted in the mid-to-late 20th century, carriers that built strong capabilities in enrollment, claims administration, and network management were positioned to grow in the group segment. Economic cycles repeatedly tested life and health insurers. Inflation and interest-rate volatility affected investment portfolios and the pricing of long-duration guarantees, while medical cost trends and changing regulation reshaped health plan design. Insurers responded by tightening underwriting where appropriate, modernizing administrative systems, and adjusting product guarantees and pricing assumptions to match the prevailing capital and reserving environment. Connecticut General operates within a larger corporate structure, which can create advantages in scale and investment capability but also raises the bar for governance and risk controls. Public regulatory summaries do not identify a single defining reinsurer; the most accurate general statement is that reinsurance is used in standard ways to manage peak exposures and support capital planning, while the company's competitive position has depended more on distribution reach, administrative execution, and product breadth than on any single reinsurance relationship.

https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&event=companyProfile&naic=62308

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