Federal Kemper

Federal Kemper Life Assurance Company is best understood today through the corporate transitions that ultimately led to the Chase Insurance brand. An Insurance Journal profile notes that the insurer began doing business in 1905 as part of the Kemper Life Companies and became part of Zurich Life in the 1990s. [2] The same report states that Bank One purchased several Zurich Life companies in 2003, rebranded the platform as One Life, and established insurance headquarters in Elgin, Illinois. [2]

State regulatory change logs capture the legal-name milestone that many policyholders remember. Missouri's insurance department records show a company change effective Jan. 1, 2005: Federal Kemper Life Assurance changed its name to Chase Insurance Life and Annuity Company. [1] OpenCorporates' compilation of Missouri filings also reflects Federal Kemper as a prior name for the Chase Insurance Life and Annuity Company branch. [3]

From a product standpoint, the public narrative around the platform emphasized annuities and life insurance designed for long-term accumulation and protection, a mix that is sensitive to interest-rate cycles and reserving rules. [2] Over time, this kind of business often uses reinsurance and block transfers to manage legacy guarantees, though specific treaty counterparties are not identified in the public sources above and would typically be detailed in statutory filings or approval documents.

Sources: [1] https://insurance.mo.gov/CompanyAgentSearch/CompanySearch/compSearchDetails.php?id=124949; [2] https://www.insurancejournal.com/news/national/2004/11/16/47778.htm; [3] https://opencorporates.com/companies/us_mo/O00001556.