First Penn-Pacific Life Insurance Company

First Penn-Pacific Life Insurance Company (NAIC 62057) appears in state regulatory company profiles as a life insurer affiliated with the Pacific Life Group. Regulatory listings provide its core contact information and confirm its status and domicile for licensing purposes. Subsidiary life insurers like First Penn-Pacific are often used by larger groups to support specific product platforms, distribution agreements, or legacy blocks of business. Historically, this structure can serve practical goals: keeping distinct policy forms and administrative systems separate, aligning reserving and capital needs with a particular line, and supporting specialized marketing channels such as independent broker-dealers, banks, or large agency organizations. The late-20th and early-21st century life market rewarded carriers that could pair strong investment management with reliable policy administration, especially as consumers shifted toward retirement accumulation and income products. That period also brought repeated stress tests: equity-market drawdowns, credit-spread shocks, and extended low interest rates that raised the cost of guarantees in fixed and variable products. Insurers that navigated those conditions typically refined hedging, tightened product guarantees, and re-priced living benefit riders to keep risk within appetite. Public regulatory summaries do not single out a dominant reinsurer for First Penn-Pacific. In this kind of subsidiary model, reinsurance tends to be used selectively - for mortality risk transfer, redundancy relief, or managing statutory strain - while the primary success factors are product design discipline, investment and hedging capability, and the scale of the parent groups risk governance.

https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&event=companyProfile&naic=62057

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