ING

The "ING" name in U.S. life and annuities reflects a sequence of acquisitions and rebrands rather than a single uninterrupted company. For example, a California regulator profile for NAIC 86509 shows prior names including Aetna Life Insurance and Annuity Company and Aetna Variable Annuity Life Insurance Company, before later operating under the ING Life Insurance and Annuity Company name. [1]

After the 2008 crisis, ING began simplifying its footprint. Voya Financial's corporate history notes that ING sold its U.S. group reinsurance business (ING Reinsurance) to Reinsurance Group of America (RGA) in January 2010 as part of a "Back to Basics" strategy. [2] It also describes the IPO of ING U.S. in 2013 and the unveiling of the Voya Financial brand in 2014. [2]

Today, Voya maintains multiple U.S. insurance company subsidiaries and provides public-facing insurer information for policyholders and distribution partners. [3] The business opportunity in this lineage has been to compete in retirement-focused markets-annuities, employer plans, and related protection-while adapting to regulatory shifts, interest-rate volatility, and changing consumer demand for retirement income guarantees. The rebranding from ING to Voya was therefore not only cosmetic; it accompanied portfolio changes (including a notable reinsurance divestiture) and a repositioning toward U.S.-focused retirement and protection solutions. [2][3]

U.S. individual life insurance business that was once part of ING (and then Voya Financial) was sold to and is now managed by Resolution Life. Resolution Life acquired Voya's closed blocks of individual life insurance in 2021, which originated from ING's former U.S. operations before it became Voya Financial.

Key Points:

• ING → Voya: ING Group's U.S. operations spun off in 2013 and rebranded as Voya Financial in 2014.
• Voya → Resolution Life: Resolution Life acquired Voya's in-force individual life business in 2021.
• Current Status: So, if you have a life insurance policy from the former ING/Voya, it's now under Resolution Life.

ING (ING US)

• Corporate Owner: Voya Financial (NYSE: VOYA).
• Home Office Address: 230 Park Avenue, New York, NY 10169.
• Rich History & Highlights:
  • 1970s-90s: Dutch banking giant ING Group acquires multiple US insurers: Life of Georgia, Security Life of Denver, Equitable of Iowa, Aetna Financial Services (2000).
  • 2008: Financial Crisis: ING Group receives state aid from the Dutch government; forced to divest its US insurance operations.
  • 2013: IPO & Rebrand: ING US goes public and rebrands as Voya Financial.
  • 2019: Voya stops selling individual life insurance to focus on workplace benefits and retirement.
• Source: Voya Financial History

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Sources: [1] https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&event=companyProfile&naic=86509 [2] https://www.voya.com/about-us/company-history [3] https://www.voya.com/about-us/insurance-company-information