Provident Life

The NAIC record attached to this item (67105) corresponds to ReliaStar Life Insurance Company, which California insurance records list along with its former legal name, Northwestern National Life Insurance Company.[1] That origin matters: Voya's corporate history notes that Northwestern National Life was founded in 1885 in Minneapolis and grew through the 20th century by adding group insurance and other lines before becoming part of the ING family.[2] ING later rebranded its U.S. retirement and insurance operations as Voya Financial in the 2010s.[2] Through those ownership shifts, the ReliaStar platform evolved from a regional heritage into a modern insurer with significant workplace and group-benefits relationships. Distribution and marketing moved accordingly - from traditional agency models toward employer-sponsored benefits, institutional retirement channels, and large-scale administrative platforms.[2] That positioning is well-suited to periods when consumers and employers emphasize portable protection and benefit packages, especially after economic downturns. Reinsurance has long been a standard tool for insurers operating at scale, and Voya's history explicitly references reinsurance as part of the enterprise's earlier growth, highlighting how risk transfer supports expansion and capital efficiency.[2] The long-run opportunity for the ReliaStar/Voya lineage has been adapting the core life-insurance promise to new delivery channels - serving policyholders through decades of regulatory change while modernizing investment, underwriting, and service capabilities.[1][2]

Sources: [1] https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&event=companyProfile&naic=67105 (CA Dept. of Insurance - Company Profile (NAIC 67105)) ; [2] https://www.voya.com/about-us/our-company/company-history (Voya - Company history)