Travelers

This entry is tied to a single regulated legal entity (NAIC 87726) whose public regulatory record shows a long sequence of well-known insurance-brand identities. California's company profile lists prior names including The Travelers Insurance Company, MetLife Insurance Company USA, MetLife Insurance Company of Connecticut, and the current Brighthouse Life Insurance Company - each with effective dates, reflecting successive reorganizations and rebranding.[1] The same profile identifies the insurer as a life and disability company authorized in California, grounding the story in formal licensing records.[1]

Those changes mirror a common industry reality: large groups frequently realign life and annuity blocks as corporate strategy, distribution, and capital planning evolve. Rather than building from scratch, insurers may repurpose existing legal entities through mergers, assumption transactions, or internal transfers, and the regulatory record preserves that lineage.[1]

The opportunity in such transitions is continuity - keeping policy administration and contractual obligations stable while the parent company and market-facing brand shift. Over the decades covered by these name changes, U.S. life insurers have faced interest-rate shocks, changing reserving regimes, and periodic market crises. The ability to manage in-force liabilities, adjust product strategy, and communicate clearly through rebrands often determines whether a franchise retains trust and long-term policyholder relationships.[1]

Sources: [1] https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6796&event=companyProfile