Gestational diabetes is glucose intolerance first recognized during pregnancy. It increases obstetric risks and signals higher lifetime risk of developing type 2 diabetes. In underwriting, a history of gestational diabetes prompts evaluation of postpartum A1C, fasting glucose, weight trends, and subsequent pregnancies.Favorable labs and healthy lifestyle can support preferred classes after resolution, whereas persistent dysglycemia or insulin requirement during pregnancy may lead to ratings. Counseling on long-term screening and wellness is integral to risk management and post-issue health outcomes.

Field underwriting gathers postpartum labs and physician notes. Favorable A1C and stable weight can lead to preferred offers after resolution; insulin-treated cases may see ratings. Advisors time submissions to reflect improvement.