Residency questionnaire is an underwriting form used to gather detailed information about an applicant's country of residence, travel patterns, visa or immigration status, and plans for future relocation. It helps insurers assess political, medical, and financial risks associated with living or traveling outside the United States or in higher-risk regions. Questions may address length of time in each country, occupation, purpose of travel, family ties, and access to medical care. Responses guide underwriting decisions on eligibility, ratings, and exclusions related to foreign residency or extended travel.

In practice, a residency questionnaire is requested when an application indicates foreign citizenship, dual residence, frequent travel abroad, or planned moves to another country. Underwriters review the answers alongside country risk lists and corporate guidelines to decide whether coverage can be issued, on what terms, and in which jurisdictions. Advisors help applicants complete the questionnaire accurately and explain why details like length of stays or business activities matter. For multinational clients, the residency questionnaire may influence choices about policy jurisdiction and carrier selection. Properly handling residency questionnaires reduces delays and supports compliant, well-informed underwriting decisions on global risks.