Glossary of Over 1000 Terms

Life Insurance Related Legal, Financial and Medical Terms Clarified

POLYCYSTIC KIDNEY DISEASE

POOL OF MONEY CONCEPT

PORTABLE LIFE INSURANCE

PREFERRED CRITERIA MATRIX

PREFERRED NON-TOBACCO

PREMIUM ALLOCATION

PREMIUM BILLING

PREMIUM FINANCING

PREMIUM FINANCING COLLATERAL

PREMIUM FLEXIBILITY

PREMIUM GIFT TAXATION

PREMIUM GRACE PERIOD

PREMIUM LOAD FACTOR

PREMIUM MODAL FACTOR

PREMIUM PROJECTION

PRESCRIPTION CHECK DATABASE

PRESCRIPTION DRUG MONITORING

PRESCRIPTION HISTORY CHECK

PRESENT INTEREST GIFT

PRINCIPAL PROTECTION

PRIVATE LETTER RULING

PRIVATE SPLIT-DOLLAR

PROBATE ADMINISTRATION

PROBATE AVOIDANCE

PROBATE AVOIDANCE PLANNING

PROBATE INVENTORY

PRODUCER LICENSING

PRODUCER STATEMENT

PRODUCER TERMINATION

PROHIBITED TRANSACTION EXEMPTION

PROSTATE CANCER

PROTEIN IN URINE

PROTEINURIA LEVEL

PSYCHIATRIC HOSPITALIZATION

PSYCHOLOGICAL IMPAIRMENT

PULMONARY FIBROSIS

PULMONARY FUNCTION TEST

QLAC TAX DEFERRAL

QUALIFIED ANNUITY

QUALIFIED LONGEVITY ANNUITY CONTRACT

QUALIFIED PERSONAL RESIDENCE TRUST

QUALIFIED PERSONAL RESIDENCE TRUST TAXATION

RATE STABILIZATION

RECONSIDERATION

RECONSIDERATION LETTER

RECORD RETENTION

REDEMPTION AGREEMENT

REDUCED PAID-UP INSURANCE

REGISTERED ANNUITY PROSPECTUS

REGISTERED INDEX-LINKED ANNUITY

REGISTERED INDEX-LINKED ANNUITY RISK

REIMBURSEMENT BENEFIT

REINSTATEMENT UNDERWRITING

REINSURANCE CESSION

REINSURANCE FACULTATIVE OFFER

REINSURANCE TREATY

REMAINDER INTEREST

RENAL INSUFFICIENCY

REPLACEMENT DISCLOSURE

REPLACEMENT NOTICE

REPORTABLE POLICY EXCEPTION

RESERVE REQUIREMENTS

RESIDENCY QUESTIONNAIRE

RESTLESS LEG SYNDROME

RETAINED FACE AMOUNT

RETENTION LIMIT

RETENTION LIMIT GUIDELINES

RETURN OF PREMIUM LTC

RETURN OF PREMIUM RIDER

RETURN OF PREMIUM TERM